Champlin's Most Experienced Mortgage Broker - 29 Years of Helping Families
With access to 120+ lenders, I find you the best mortgage rate for YOUR situation. While other brokers talk about rates, I focus on educating you about the importance of homeownership and making the process work FOR you, not against you.
Why 29 Years of Experience = Your Best Mortgage
Mortgage Broker vs. Bank: Why It Matters for You
Serving Champlin Since 1996 - True Local Expertise
My Education-First Process: Understanding Before Signing
Step 1: Discovery & Education (30-45 minutes) We discuss your goals, timeline, and I explain how different loan programs build wealth differently. You’ll understand WHY we’re choosing specific options.
Step 2: Lender Shopping (24-48 hours) I present your scenario to multiple lenders from my network of 120+, comparing not just rates but terms, fees, and execution ability.
Step 3: Application & Strategy (Same day) Once you choose the best option, we complete your application and I explain the entire timeline, what to expect, and how to prepare.
Step 4: Processing & Communication (14-21 days) I handle all lender communication and keep you informed of progress. My experience means I can anticipate and solve problems before they delay your closing.
Step 5: Closing & Beyond (30 days average) I attend your closing to ensure everything goes smoothly, and I remain available for questions about your mortgage long after closing.
Buy Smart. Build Wealth. Live Proud
I don’t just help you buy a home — I help you build a future. Explore programs designed for first-time buyers, veterans, and everyday heroes.
“Working with John was nothing short of AMAZING! He went to bat for me and stayed on top of things to ensure the purchase of my home went as smoothly as possible.”
Theresa
“John was incredible to work with. He worked extremely hard for us as we prepared to purchase our first home and we were able to close quickly and secure the deal. John’s communication and willingness to communicate allowed us to purchase our dream home. John put in an exceptional amount of time and care into our mortgage preparation. We are so grateful to have worked with him and would encourage anyone to work with John at Edge Home Finance for their mortgage needs!”
Garrett
As a realtor, I frequently work with mortgage lenders, and I must say that my experience with John has been exceptional! His expertise, clear communication, and personalized service make the entire process stress-free for my clients. I highly recommend John as a preferred lender for anyone in need of a mortgage.