Terms and Conditions for www.richtermortgage.com

1. Acceptance of Terms

By accessing or using www.richtermortgage.com, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, please refrain from using the website.

2. Definitions

"Website" refers to this www.richtermortgage.com.

"User" refers to anyone accessing or using the Website.

"Loan Officer" refers to Edge Home Finance, the operator of the Website.

3. Loan Information

The information provided on this Website is for informational purposes only and should not be considered as financial advice. Loan Officers may offer information regarding various loan products, but Users should consult with a financial advisor or a qualified professional before making any financial decisions.

4. User Responsibilities

Users agree to use the Website in compliance with all applicable laws and regulations. Users shall not engage in any unlawful or unauthorized activities on the Website, including but not limited to, attempting to access restricted areas, transmitting viruses, or attempting to interfere with the security of the Website.

5. Privacy Policy

Use of the Website is also governed by our Privacy Policy, which is incorporated herein by reference. Please review our Privacy Policy to understand our data collection and usage practices.

6. Intellectual Property

All content on the Website, including but not limited to text, images, logos, and graphics, is the property of Edge Home Finance and is protected by applicable intellectual property laws. Users may not use, reproduce, or distribute any content from the Website without prior written consent from Edge Home Finance.

7. Limitation of Liability

Edge Home Finance and its Loan Officers shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of the Website. Users assume all responsibility for any risks associated with their use of the Website.

8. Modifications

Edge Home Finance reserves the right to modify or update these Terms and Conditions at any time. Users are encouraged to review these terms periodically for changes. Continued use of the Website after modifications constitutes acceptance of the updated Terms and Conditions.

9. Termination

Edge Home Finance may, at its discretion, terminate or suspend a User's access to the Website without notice for any reason, including but not limited to, violation of these Terms and Conditions.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of MN. Any disputes arising from or related to these terms shall be subject to the exclusive jurisdiction of the courts in MN.

11. Contact Information

For questions or concerns related to these Terms and Conditions, please contact us at [email protected].

By using www.richtermortgage.com, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.